Freephone: 0508 410 815 clayton@heathcoteinvestment.com

THE LIFETIME INCOME FUND

( National Roadshow Presentations already held)

Advisers who support clients nearing, or in retirement now have brand new options to deliver better results.

New Zealand’s first variable annuity, the Lifetime Income Fund will soon be available.

The Fund is a first in our industry, combining fundamental risk management and insurance industry principles to deliver a guaranteed income in retirement that leaves the underlying capital asset completely liquid.

We are holding adviser accreditation workshops around the country in the beginning of November and are hopeful you might attend. The formal sessions are 1.5 hours followed by lunch or cocktails depending on the time of day. All delegates will receive confirmation of 1 hour Code Structured Hours of learning

Ralph and Rhys from Lifetime will talk to the business supporting the fund, and Trevor Slater will walk through a number of practical case studies illustrating the fund at work as part of a modern retirement income portfolio.