Terms & Conditions

Terms of use
Your use of this website is subject to the following terms. By accessing this website, the pages contained on it, and the products, services, information, tools and material contained or described herein (the “Site”) you acknowledge your agreement with and understanding of the following terms of use. Please check these terms regularly to ensure that you are aware of any changes. Your continued use of the website following the posting of changes to these terms will mean you accept any changes made to the Site.

New Zealand Residents
The products and services described in this Site are not available in countries or to residents of countries where it is unlawful to provide the information contained in this Site or where it is unlawful to offer the products and services described in this Site. Any financial product included on this Site is offered only to New Zealand residents and may only be subscribed for by an New Zealand resident or an overseas person where it is lawful to make that offer, invitation or subscription. The information provided in this Site has been provided in accordance with New Zealand laws only and may not satisfy the laws of other countries.

Advice warning
To the extent that any information on this Site constitutes advice, the advice is general advice only. This Site contains general information about financial products and that information does not constitute an offer or inducement to enter into a legally binding contract, and does not form part of the terms and conditions for those financial products. The advice does not take into account your investment objectives, financial situation or needs. Before making any investment decision you should consider whether the advice is appropriate in light of your objectives, financial situation and needs or consult a professional adviser for specific advice.

Accuracy of Data
The information provided on this Site is given in good faith. Heathcote Investment Partners Limited makes no representations nor give any warranties as to its accuracy, timeliness, completeness or suitability. Heathcote Investment Partners Limited and its directors, employees and associates hereby expressly disclaim to the fullest extent permitted by law any responsibility arising in any way for errors in or omissions from the information on this Site and do not accept any loss or damage as a result of any person relying on any information on this Site including any information provided by any third parties or for any inability to access this site at any time. The use of this website does not create any relationship between the user and Heathcote Investment Partners Limited.

No Guarantee of Performance
Heathcote Investment Partners Limited does not guarantee the performance of any financial products included on this Site nor the repayment of any capital, and Heathcote Investment Partners Limited makes no representation as to the success or otherwise of any such financial product. Investing in a financial product is subject to investment risk including possible loss of income or principal invested and neither Heathcote Investment Partners Limited nor any other entity guarantees the performance of the financial products or the repayment of capital invested. Past performance is not an indicator of future results.

Disclosure of Interests
Heathcote Investment Partners Limited and its directors, employees and associates, including those involved in the preparation of this Site, may own or hold positions, act as market makers or act as advisers, brokers or commercial or investment bankers in respect of financial products on this Site. Trail or commission referred to in disclosure documents on this Site may be payable to Heathcote Investment Partners Limited when you acquire financial products.

Unless expressly stated to the contrary, copyright in the information, trademarks and data contained in this Site is owned by Heathcote Investment Partners Limited. Nothing on the Site shall be construed as granting any license or right to use any image, trademark, service mark or logo. It is intended that persons will use this information for their own personal use and such information may not otherwise be produced or distributed or transmitted to any other person. Downloading, copying or printing individual pages and/or parts of this Site will not transfer title to any software or material on the Site to you. Any reproduction, re-publication or distribution of this material requires the express consent of Heathcote Investment Partners Limited.